TU
TrueUnderwriteCarrier Financial Tools
Freight Intelligence

Hotshot CPM & Rate Underwriter

Model complex, decoupled asset economics for Class 3-5 combination vehicles. Isolate truck and trailer operating costs and calculate your true break-even floor across paid miles.

Step 1: Configuration

Gross Combined Weight Rating (truck + trailer + load). Found on your vehicle door jamb placard.

Step 2: Route Economics

Paid miles only. Do not include deadhead miles here.

20%

Empty miles cost fuel and time without pay. A 10–15% buffer is typical.

$

Step 3: Power Unit (Truck)

$
$
$
$

Step 4: Trailer

$
$
$

Step 5: General Operating & Compliance

$
$
$
Custom Fixed Expenses

Add dedicated monthly overhead (e.g. Parking, Commercial Accounting, Extra Insurance).

Custom Per-Mile Reserves

Add running operational reserves (e.g. Strapping/Chains, DEF Jugs, Scale Reserves).

Step 6: Revenue Strategy

15%
10%

Hotshot Underwriting Summary

Real-Time Cost Model

Break-Even Floor

Zero-Profit Floor
$0.00/ loaded mile

Minimum revenue required per paid mile to cover operational overhead.

Below this number, every single mile loses money.

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Target Rate

Margin Applied
$0.00/ loaded mile

Required Gross

Dispatch Fee Applied
$0.00/ loaded mile