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TrueUnderwriteCarrier Financial Tools
Financial Intelligence

Fuel Card Savings & True Discount Calculator

Stop falling for "cents-off" marketing traps. Calculate your true net discount per gallon by amortizing per-swipe transaction fees and monthly subscriptions against your actual fill-up volume.

Operating Profile Presets

Step 1: Baseline Consumption

$

Average pump price per gallon before discounts.

gal

Gallons pumped per stop. Smaller fills get hit harder by flat per-swipe fees.

mi

Estimated total miles driven per month.

mpg

Blended fuel economy across loaded and empty miles.

Step 2: Fuel Card Terms

$

Top-line discount advertised by the card provider.

$

Flat fee charged per swipe. Wipes out discounts on smaller tanks.

$

Account maintenance or platform fee charged each month.

Fuel Program Audit

True Discount & Savings Analysis

True Net Discount

$0.000/ gal

Advertised discount minus amortized swipe and account fees.

Retail Price$0.00
Effective Price$0.000

Real pump cost after card fees are amortized.

Monthly Volume0 gal
Gross Savings+$0.00
Total Fees$0.00
Net Savings$0.00
Base Fuel CPM$0.000
Adj. Fuel CPM$0.000